EquityBoost — Investment Property Application

EquityBoost

Based on your answers, create your account to continue.

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Create Your Account

Save your application progress. No credit pull at this stage.

First Name

Last Name

Email Address

Phone Number

Password

Confirm Password

Adding your real estate agent or buyer's agent lets them track your file, stay updated on your progress, and help keep things moving. Enter their email and we'll connect them automatically.

Find your agent (Iowa licensed real estate professionals)

Real Estate Professional's Email

Agent First Name (optional)

Agent Last Name (optional)

Brokerage (optional)

Real Estate Professional's Cell Number (optional)

✅ Recommended

Enable Ara — EquityBoost's AI Loan Concierge Ara will text and call you to confirm received documents, flag missing items before they cause delays, remind you of upcoming deadlines, and keep your file moving as fast as possible. Borrowers with Ara enabled typically close 7–10 days faster.

You can opt out at any time by replying STOP or saying "stop calling." I understand Ara is an AI assistant and calls may be recorded. Message and data rates may apply. This is optional and not required to obtain a loan from EquityBoost LLC.

Already have an account?

EquityBoost

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Welcome back

Email Address

Password

New applicant?

Account Created Successfully!

We sent a confirmation link to your email address. Please click it to verify your account before signing in.

📧

Confirm Your Email

One quick step before you can access your application dashboard.

⚠️ Check your junk or spam folder

Confirmation emails sometimes get filtered. If you do not see it in your inbox within 2 minutes, check your Junk, Spam, or Promotions folder. The email will come from noreply@equity-boost.com.

What to do next:

1. Open your email inbox

2. Find the email from noreply@equity-boost.com

3. Click "Confirm your email address"

4. You will be taken to your Investment Application Portal automatically

Still do not see it?

Welcome back

Investment Property — Here's where your application stands

Application Progress

Pre-Qualify

Documents

Under Review

Decision

Committed

Your Locked Rate · Iowa Investment Property

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Loading live rate from FRED…

Total Monthly Payment

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Declining Finance Charge · Yr 1–5

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EF5 Monthly ($320K)

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EF7 Monthly ($320K)

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📬 Communication History

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✍️ Credit Pull Authorization

Required

Before we can pull your credit report, federal law (FCRA) requires your written authorization. Please read the authorization below and sign to proceed.

Written Authorization for Credit Report

I/We hereby authorize EquityBoost LLC, its agents, successors and assigns, to obtain a consumer credit report and any other information it may deem necessary in connection with my/our loan application and, if credit is extended, in connection with any update, renewal, or extension of such credit or in reviewing or collecting the resulting account.

I/We authorize EquityBoost LLC to obtain a tri-merge credit report (Experian, Equifax, TransUnion) and to use the middle score of the three bureaus for underwriting purposes.

I/We understand that:

This is a hard credit inquiry and will appear on my/our credit report
A hard inquiry may temporarily lower my/our credit score by a small amount
This authorization is valid for 90 days from the date signed
I/We have the right to a free copy of my/our credit report under the Fair Credit Reporting Act (FCRA)
Investment property loans require a personal guaranty from the primary LLC member — credit is pulled on the primary guarantor

If adverse action is taken based on information in the credit report, I/We will receive an Adverse Action Notice containing the name and address of the consumer reporting agency used.

Full Legal Name (type to sign)

Date

I have read and understand the above authorization. By typing my name and checking this box, I am providing my electronic signature and consent to a credit inquiry by EquityBoost LLC. I acknowledge this has the same legal effect as a handwritten signature.

Upload Your Documents

Required

Investment property documents are different from a consumer mortgage — no W-2s or personal tax returns. Upload the items below to start your commitment review.

🔒Your documents are encrypted and stored securely. Reviewed only by a licensed EquityBoost loan officer.

One-Time Notice

Want to move faster?

We can start working on your file immediately — but read this first.

What "fast track" means for you:

✓ We order your appraisal + 1007 rent schedule within 24 hours of your credit passing

✓ We run your soft credit check immediately after you authorize it

✓ Your Ara concierge follows up daily to keep things moving

✓ Target close: 14-21 days vs 30-45 days standard

⚠️ Important — please read before choosing fast track:

By choosing fast track you authorize EquityBoost LLC to order your appraisal (~$700) and soft credit pull ($50) immediately upon eligibility confirmation.

These fees are non-refundable regardless of whether you proceed with the loan. Only choose fast track if you are confident in your purchase decision and ready to move forward.

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Fast Track Guide

Your Next Steps

Complete these in order. We start the appraisal and credit pull as soon as Step 2 is done.

Sign Credit Authorization

E-sign the FCRA credit authorization below so we can run your soft credit pull immediately.

Go to Authorization →

Upload LLC Documents

Iowa LLC Certificate of Good Standing, Operating Agreement, and signed Personal Guaranty.

Upload Documents →

Upload Purchase Agreement

Your signed purchase agreement so we can confirm property address and purchase price for the appraisal order.

Upload Agreement →

Upload Bank Statements

2 months of LLC bank statements showing 3+ months PITIA in reserves (~$5,000+ for a $200K loan).

Upload Statements →

Upload Lease + Rent History

If the property has a tenant: signed lease agreement and 3 months of rent payment deposits from your bank statements.

Upload Lease →

What Happens After You Upload

✓ We run your credit pull within 24 hours
✓ Appraisal ordered same day credit clears
✓ Ara will contact you to confirm each step
✓ Commitment letter target: Day 10-14

Let's see if your deal qualifies.